Delray Beach, FL – August 9, 2023 – Liberty Credit Experts LLC, in partnership with Butler Title and Beachfront Properties, successfully hosted a Continuing Education (CE) class for real estate professionals on Wednesday, August 9. The event, titled “The Credit Score World,” was aimed at educating realtors on the intricacies of credit and its impact on the real estate industry.

Held at the esteemed Beachfront Properties’ office at 27 Northeast 4th Avenue, Delray Beach, the event attracted a diverse group of realtors eager to enhance their understanding of credit dynamics. The class was led by Gabe Kutlin, a renowned credit strategist and CEO of Liberty Credit Experts, who has a proven track record of educating professionals and the general public on the crucial subject of credit.

The session covered a comprehensive curriculum, spanning four engaging segments:

Session 1 – Credit Fundamentals: Understanding credit, credit scores, and credit score ranges.

Session 2 – Credit & Risk Analysis: Delving into data furnishers, consumer reporting agencies (CRAs), the reporting lifecycle, and the Fair Credit Reporting Act (FCRA).

Session 3 – Decoding Credit Scores: Exploring the anatomy of credit scores, handling derogatory information, utilization ratios, and revolving credit.

Session 4 – Mastering Credit Factors: Examining credit history length, rate shopping, inquiries, and strategies to influence debt-to-income (DTI) and utilization ratios using federal student loans.